Investing strategies reddit. You can't time the market.

Investing strategies reddit An esteemed investor rarely changes his long-term investing strategy no matter what the market does. Almost any post related to stocks and investment is welcome on /r/Stocks_Picks/ If you own a particular stock related to a post, please note this fact in the comments. This is a great place for beginner and advanced investors to share knowledge! This book explains why passive investing is a worry free, long-term strategy that consistency wins over time, and why active trading always returns to the mean. This is not a community for discussions or questions about investment advice, investment or securities recommendations or trading or investment strategies. Lastly, I’m also open to helping traders automate their strategies using python. Even then, tax efficient strategies might call for different asset allocations in different accounts. Your strategy should revolve around your on your (lack of) understanding of the market. But I'm aware of the risk and can afford the potential losses. 1) Please direct all advice requests and beginner questions to the stickied daily threads. Prominent among them are all non-term insurances and FMPs. I read studies that for a young investor (am i young with 30?) using leverage to invest not only is sensible, but a better and less risky strategy than normal indexing. Listen to podcasts. At the end of the day this is a hobby to be enjoyed, unless you have $100k to buy and grade cards on mass scale a normal job will pay better always. Unlike the typical Dividend Reinvestment Plan (DRIP) where dividends are automatically reinvested, I take a more hands-on approach with my portfolio of I did two deposits last yr/ this yr. Welcome to /r/StockMarket! Our objective is to provide short and mid term trade ideas, market analysis & commentary for active traders and investors. A few thoughts: Peace of Mind: I’m never going to wake up one morning knowing I’ve derailed my future due to failed investments. the mortgage). I remember a couple months ago on this sub how novel it was to see any bond yielding 7%, let alone a risk free inflation This is a group of investors who are LONG SoFi. If you're 50 and renters, max out your combined TFSA's. 2) Important: We have strict political posting guidelines (described here Canadians interested in investing and looking at opportunities in the market besides being a potato. I continuously learn about investing, and actually work in the industry, but my research continues to confirm my strategy. I'm a newbie to investments and I would be interested in having an investment that gives me good dividends. I can't stress enough how important it is to construct an actual investment strategy. But there are many different ways to invest money. This requires more due diligence and you are exposed to more downside but as long as you are picking quality companies your returns will beat the ETF especially with a long time horizon. I tried to find the original source since. I get retirement investment account strategies, I would take financial advice from reddit with half a grain of salt. If your goal is to invest this money for the long term, you're better off getting it invested sooner than later. 9M subscribers in the StockMarket community. If your timeline is more aspirational than rigid requirement, and if you are comfortable holding investments through I tried to find the original source since. Hi Lads ( and Lassies) So I’ve been following investment strategies for 2 years now ( Reddit subs, YT vids etc). The cons are the need to research the proper funds to invest in, and the need to manually rebalance from time to time. Started in Kotak one. Also, it’s important to note that downturns are very common. In the long run, on average, high risk plays don't benefit in a Roth more than anything else. - Consider different property types to cater to various rental markets. This is a serious question that I'm curious about. Watch videos. My strategy is to save up for 6 months, and take for e. 2) Important: We have strict political posting guidelines (described here I understand crypto isnt an investment scheme, so there is no investing strategy. This subreddit is meant to be a safe space for all Black men to talk about struggles, seek advice, and be visible in a world not built for us. 14 votes, 32 comments. I’ve been in the passive investing game for almost 20 years now. r/investing is one of the largest investing subs on Reddit. Obviously, I'll keep enough for an emergency fund. r/investing_discussion: a community for full-fledged theory, strategies, engagements regarding investing. Figure out investment amount for next 6 months: Savings + (Salary - Expenses for next 6 months) - Minimum balance - Short term liquidity needs Split the As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Fidelity – directly from Fidelity Associates. I just am hesitant to invest, say, 80k-90k in the market right now or in the near future with the uncertainty of the economy right now. I'm really curious now. Posts about equities, options, forex, futures, analyst upgrades & downgrades, technical and fundamental analysis, and the stock market in general are all welcome. Don't chase after shiny new funds/stocks. i have NO experience. What are peoples investment strategies or criteria for finding 10+ baggers? Skip to main content. Buy, hold, pay low fees, and stay the course! Right; wouldn't call it an "investing" strategy on my part but its useful for the fun small part of my portfolio where I attempt to pick winners to see how I do. Since you are young I am assuming you will be willing to take on more risk to make more return. Fourth, put together a plan What is a good investment strategy or type of fund (or even exact fund) for aggressively investing for retirement? We are accepting of risk for growth and we would not retire early (so >40 year time horizon). Reddit's revenue growth is driven by two primary A Reddit user, u/bkweathe, shared a powerful income investment strategy on This post is more geared towards getting an idea of different investment strategies and where Below is Validea's guru fundamental report for REDDIT INC . I can continue to put that money into my index funds, which is where I sink extra money when I have it. Who knows if Congress will change that. Also, you should never invest anything that you aren't willing to lose. It covers a broad How To Get The Most Out Of /r/investingforbeginners. " But I guess you're right. What’s a good investment strategy to fund a house down payment in 5-6 years? I currently have ~$10K in a brokerage account and have the ability to continue contributing an additional $5-10K per year going forward. An exchange is a good place to start but you will want your own wallet at some point. That's my strategy too. Welcome to /r/StockMarket! Our objective is to provide short and mid term trade ideas, market analysis As an immigrant, I am (27F) new to superannuation. I am investing boring index funds/ETFs for long term growth in my retirement accounts. You can use Groww, I've pasted my referral link in case you don't have an account (we both get Rs. The key is to not invest until you know for sure what you're investing in, are thoroughly confident in your thesis, and are confident you have a reasonable margin of safety. (E. Interested in Real Estate Investing? You've come to the right place! /r/realestateinvesting is focused on sharing thoughts, experiences, advice and encouraging questions regardless of your real estate investing niche! Structured Deals, Flipping/Rehabbing, Wholesaling, Lending, Land, Commercial Real Estate and more! Vi vil gjerne vise deg en beskrivelse her, men området du ser på lar oss ikke gjøre det. With a massive community of over 13. I have heard the earlier you the better. It is usually associated with investing in broad based funds but can be used with individual stocks. DCA is dollar cost average, meaning invest fiat when you can, try to buy the dips, but mainly keep investing regularly, and dont worry too much about the short term price, the long term trend is always up. It’s almost twice my based salary. Reddit is like a double-edged sword. For now i have Fidelity index 500 fund, IWF growth and VNQ ETF and few stocks. I work part time while attending community college working towards an associates degree Not sure if this was tongue in cheek or what, but assuming its not - for now, buying and holding is not a taxable event. An average investor is better-off by investing in index funds and going on with their lives. Is there anyone else who’s done something similar? I’d want to understand if there are any drawbacks to this approach. Investing for a reliable income doesn’t have to be overwhelming. Help your portfolio grow by finding an investment strategy to suit your investing goals. Successful investing is quite boring. --- Nothing said here is financial advice. It's not easy, but it is simple: earn more, spend less, and use the difference wisely. Perfect Reply. CAGR is about 3%. And for those not interested in learning how to pick stocks for the long term, index investing is one of the most popular passive investing strategies. And although I am pretty sure that will happen, staking is an investment strategy on its own and it is a great source of passive income and most of the time we don't even realise it. Welcome to r/dividends!. I understand crypto isnt an investment scheme, so there is no investing strategy. Instead of actively buying and selling securities, passive investors adopt a buy-and-hold approach. Investing 500 bucks, for example, should net you 30 dollars after a year (on average). Once you have your plan, you can move on to the other docs as needed to implement your plan. His advice to his wife and children is to invest in 90/10 portfolio. On the whole, your strategy seems very sound. 401-K and IRA already funded. SOFI is still a high-risk, growth stock. This community is about Fidelity customer care and financial education. A Reddit user, u/bkweathe, shared a powerful income investment strategy on r/investing that simplifies wealth-building. They look like pretty high expense ratios - but I'm wondering where they fit as part of an overall investing strategy. I have a basic grasp of how things work but not to the point where I know what to look for in things to invest in etc. I could use some guidance from veterans in the game. Please note that as a topic focused subreddit we have higher posting standards than much of Reddit: 1) Please direct all advice requests and general beginner questions to the daily discussion thread. I remember a couple months ago on this sub how novel it was to see any bond yielding 7%, let alone a risk free inflation I invest all my RSU every year in the market. Although everyone's plan looks slightly different, there are common investing strategies that could help you manage risks and even reduce your investing-related taxes. some members of my family used to invest, but family members screwed over the others by not telling them when to pull out, which is part of the I'm not saying that should I use just YLD, im saying is the strategy of investing in multiple high-income producing dividend stocks a good idea? I think I have JEPI as well or at least plan to. This is a great place for beginner and advanced investors to share knowledge! Start investing in Mutual Funds using SIPs (Systematic Investment Plans), don't get into stocks from the get-go. And every major oil company already has a strategy to accomplish this. But what is everyone thinking of investing in if we see those rates drop back down to 1 percent or something like that 14 votes, 32 comments. Swing Trader Trading If a weekly investment, and you need it back in 5 years, best just do a high yield savings account or a money market. So my plan is to invest heavily in the stock market over the next year and a half. VTI has had an inflation-adjusted ROI of 7% per year on average, Constructing a Investment Strategy. 5k last year. Here is a different simplified example: 90% win rate strategy where each win is +1 and each loss is -10. couch potato) portfolio such as those discussed on the following pages. Taxes kill income investing. If you do your due diligence you’ll have peace of mind when you do haha. A lot of People closely track their portfolios / block deals. - If you aren't willing to put in the time and effort that investing requires to beat the market indexes then you should stick to passive investing and just buy an The worst return on investment will always be cracking packs. If your net worth was $100K, $1M, or $10M, how your investing strategy would change. I do NOT wish to do daily trading, not interested in that. Specifically it's a timing strategy designed to mitigate the risks that come with market volatility. I invest in VGT and IVV for the bulk of my portfolio. In terms of ETFs, you should definitely invest in VTI (Vanguard Total Market Index Fund) and follow the Prime Directive on this wiki to determine what type of investment accounts (Roth/Traditional IRA, 401k, HSA) you should contribute the max to first before finally using a taxable brokerage account. The only reason you're using the word trading is to try and make short term investing look like an invalid and foolish investing strategy. Get app Get the Reddit app Log In Log in to Reddit. That's likely what the Merrill Lynch guided investing robot picked, if you set the investment horizon correctly. Get (and give!) advice on investment portfolios and financial planning goals for retirement (401k, Roth, IRA, HSA) and taxable investing accounts, particularly stock and bond mutual funds and ETFs - learn tips for tax efficiency and other account optimization strategies. So i dont want to take any risk(i do uberx and make around 1000 from there. I may be off on something. Discussion is geared towards investment opportunities that Canadians have access to, including questions regarding individual companies, Monetization Strategies. If you're looking for money that you want to grow and spend before you turn 59 1/2, then maybe a taxable investment account is better for you. The extent of the gain is contingent on the amount of leverage used in the ETF. They work better than you would expect, they beat a lot of professionals. I don't think I could do that but I could probably swing 15k ish. Explanation: I feel like in this sub we always talk about price prediction and how different projects can make an easy 10x. Net profit of +20. This is not something traders generally want, but investors are possibly less concerned about. 2) Please understand the rules and guidelines for commenting. I found this dividend investing strategy by searching Google and wanted to ask if it would be okay to invest 1,000 three times a year for 15 years. com, a trading forum run by professional traders. This is a great place for beginner and advanced investors to share knowledge! Vi vil gjerne vise deg en beskrivelse her, men området du ser på lar oss ikke gjøre det. Earn a lot of money, invest most of it, get a solid return. Start with a low percentage of your expected full position and increase this as time goes by and you become more confident in your new strategy. Congratulations on doing all the research to arrive at this stage. 2) Important: We have strict political posting guidelines (described here My strategy is to use crawl/scrape data from FinViz and analyse which stocks are quality stocks based on ratios like P/E, P/cashflow, momentum etc and give them an overall score and then invest in the top 5 (or 10, 25) stocks. When it comes to my investments (and all of our investments), how can we best prepare for the potentially coming recession?. Discussion is geared towards investment opportunities that Canadians have access to, including questions regarding individual companies, I am looking for some insights/ suggestions/ recommendations/ feedback about my investment strategy as I am quite new to this. So, like a lot of people in the market right now I currently do not have a single green holding anywhere in my portfolio. It looks like I'm getting priced out of the housing market with these rate hikes. Rebalancing is annually. Would love to build the script for What are peoples investment strategies or criteria for finding 10+ baggers? Skip to main content. 26M — here are the 2 ETFs they used and how you can follow along. 2. I guess that would be my investment strategy for I read studies that for a young investor (am i young with 30?) using leverage to invest not only is sensible, but a better and less risky strategy than normal indexing. This is designed to preserve capital in the event that you have to make a withdraw during that timeline, which might be during a market downturn. Finally, the average return in the market is roughly 7%. If I'm happy selling, but sweating FOMO of a rise, I just set the stop loss and I get a bit of both. If you invest in 1970-1980 with Buffett. I remember hearing that is a good stock for the plans i have. Find out what “x” investment is good to buy into during a downtrend and leave your money in. 100/-). I hope I'm not trying to start a panic discussion so please take that elsewhere. I am fairly new to all of this and I’m not really sure where to start. Find those coins and tokens that are: Trying to change the world in ways you agree with Have a shot at actually making it happen A leveraged ETF that tracks the S&P might use financial products and debt that magnify each 1% gain in the S&P to a 2% or 3% gain. If you have reached Step 5 of the PFC money steps and you have some money you are confident you can invest for long term (ideally at least 10 year) goals you could invest in a low cost, risk appropriate, globally diversified, index tracking (i. So, based on this assumption I would invest 80% in indexes, 15% in stocks that you think will outperform the market, and the rest in cash to buy during selloffs. We invest in ETF"s through something like WealthSimple. But, what if your strategy is to take a 10:1 profit target? Of course this would be (insanely) profitable with a 30% win rate. APY 0. hi! i’m 18 years old. Investing works best with a plan. Dollar Cost Averaging is an investment strategy not a trading strategy. So far, this strategy has been working very well for me and I'm not extraordinary at investing at all (I'm 21 btw). Similar to investing in VOO or S&P500 but generating a lot of tax loss harvesting allowing to offset capital gains and claim losses Hi, welcome to r/investing. Explanation: It allows you to choose the specific funds you want to invest in based on your specific requirements and risk tolerance. This is called Core-Satellite investing where you combine a Core position (VOO or FXAIX) with other investments in an effort to outperform the market (S&P 500) long term. First, decide what your risk is. Internet I'm looking to get some insights and advice on both short-term (5 years) and long-term (25-30 years) investment strategies. For now me and my wife are investing combined 6000$/month in VT without any leverage. FDs have a built in illiquidity in the form of lower interest rate plus some penalty, in case of early withdrawal. My question is : do you guys buy/ sell stock based on any particular individual? Get (and give!) advice on investment portfolios and financial planning goals for retirement (401k, Roth, IRA, HSA) and taxable investing accounts, particularly stock and bond mutual funds and ETFs - learn tips for tax efficiency and other account optimization strategies. Long-term, diversified, bogle-like index funds or ETFs are a great investment and probably the way to go for most people. Of the 22 guru What was your first real estate investment strategy? (House hacking, syndication, BRRRR, In a stunning prediction, Russian President Vladimir Putin suggests that 'strong AI' could soon You've come to the right place! /r/realestateinvesting is focused on sharing thoughts, experiences, advice and encouraging questions regardless of your real estate investing niche! Structured Deals, Flipping/Rehabbing, Wholesaling, Lending, Land, Commercial Real Estate and more! If it has to do with real estate investing this sub is for you! I’m relatively new to investing and I was wondering the best strategy when investing in ETFs. I've made plenty of mistakes along the way though. If you're generally clueless; I'd advice you to invest into BTC and ETH and hold for multiple years as opposed to the greed trap of trying to predict the one coin that will go 100% today. Personally I invested passively for decades, and have been investing actively. -If you're worried about smooth protracted downturns, but not sudden ones, then an absolute momentum strategy might work for you (e. Passive investing strategies seek to maximise investment returns by trading as little as possible. Here are a few specific questions I have: I'm not trying to start a panic discussion so please take that elsewhere. It seems that in Ireland , the system is stacked against an individual investor ( Deemed Disposal, 41% ETF tax even the 33% CGT tax). The best option for you will likely be very specific to your situation. You need money, and at least 25% for investment properties, unless you find a multi family in which you plan to live in 1 unit personallyor you can find someone with cash that is willing to get involved on a deal with you. Are there major factors that I'm not accounting for? Yes So, the smartest way to invest is to steadily invest money inside a tax-advantaged investment vehicle (like a 401k or Roth IRA) for years, investing in index funds that track the S&P 500 or the total stock market, and wait for compound interest to do its magic over the course of decades. 401k investments are basically mini lump sum investmrnt in the format of DCA. Canadians interested in investing and looking at opportunities in the market besides being a potato. I think they actually do worse because you can't benefit from losses there. com's Reddit Forex Trading Community! Here you can converse about trading ideas, strategies, trading psychology, and nearly everything in between! ---- We also have one of the largest forex chatrooms online! ---- /r/Forex is the official subreddit of FXGears. There is no 'best' strategy. If you have experience with dividend investing, I'd love to hear your tips and insights on how to get started and pick out the best dividend stocks. After picking an account, you can start creating your investing game plan to make your money work for you. So there's nothing for them to get, hound nor penalize with this strategy. At r/WallStreetBets, you’ll find an assortment of topics, including speculative stock picks, options investing strategies, market news, and analysis. Buy, hold, pay low fees, and stay the course! Investing in stocks is a long-term game - the saying is “time in the market is more important than timing the market. medium term (3-7 years) you can probably invest in slightly riskier stuff like short term bond funds. I'm skeptical that all the big investment banks and hedge funds can suck the profit out of strategies that are based on market-wide movements (as opposed to individual stocks), but I'm happy to be proven wrong before I add more money to these strategies. How does one invest in real estateStart reading. 7: Get on Reddit in time to hear about the WAR Mythic Edition release. The shorter your specified investment timeline, the more conservative the robo advisor will recommend. I have multiple holdings mostly spread out between dividend stocks, REITs, oil & gas, and I have 1 or 2 long term growth stocks. Also investing directly in the underlying funds can have lower expenses in some cases vs the lifecycle funds. In addition, old school 1% same momentum based tactical asset allocation strategy as above but on 2x ETF assets. Please note that as a topic focused subreddit we have higher posting standards than much of Reddit: 1) Please direct all advice requests and beginner questions to the stickied daily threads. Reddit glitched a few times today. Its weird, but true. Hello everyone. Since you mentioned Ray Dalio's all-weather portfolio, another portfolio that might interest you is the "Permanent Portfolio". Oil companies are also investing in alternatives to electric vehicles. Learn how to better manage your money, and invest for your future. Take a real estate course. Answer a few questions to help us recommend an investment strategy that fits your needs. Discussion is geared towards investment opportunities that Canadians have access to, including questions regarding individual companies, r/investing_discussion: a community for full-fledged theory, strategies, engagements regarding investing. - Investing should be done with disposable income. Many beginners may also employ an index investing strategy, Get (and give!) advice on investment portfolios and financial planning goals for retirement The best investment strategies increase returns and minimize risk. This is a great place for beginner and advanced investors to share knowledge! I am a new investor and have been trying to learn investing . I became an “aggressive” investor a few years back and it’s made a huge difference in my investments. I'll be using my down payment and So, the smartest way to invest is to steadily invest money inside a tax-advantaged investment vehicle (like a 401k or Roth IRA) for years, investing in index funds that track the S&P 500 or the total stock market, and wait for compound interest to do its magic over the course of decades. We invest all our serious money into mutual funds that invest in stock. This is a great book for anyone who is interested in introducing themselves into the world of investing, or wants to get better at investing. His work has since inspired others to get the most out of their long-term investments. If you're only investing small amounts, the returns won't be life-changing. Since it is your first time here, I do want to make you aware of our subreddit rules, specifically Rule #2. investing in S&P , 401 is good for Long run /retirement. While it’s filled with informational subreddits and interesting communities that can help you figure out the best investing strategy for you and your financial situation, Reddit has a darker side where trolls, scammers, and spammers lurk as they wait to catch their next naive user. We have only been investing for <2 years (~$15k invested). 4 investing strategies for beginners. RE requires work (and your time) to do it well and it is not passive, autopilot, and other guru-pitched ROI utopia. Find those coins and tokens that are: Trying to change the world in ways you agree with Have a shot at actually making it happen Sounds like an exciting venture you're embarking on! Building a short-term rentals portfolio can be a lucrative and rewarding investment strategy. Even in the article that you mentioned it states. I'm not really losing out on significant time in the market with my strategy, so it's worth it for me. Right now, I invest about 350 USD every month. I can't say my investing has really changed much over the span of nearly 3 orders of magnitude of net worth. If you are a conservative investor you won’t see a lot of movement in your money. Hi, welcome to r/investing. Do some research and educate yourself so you’re able to feel comfortable putting money into long-term investments and leaving it there. Open menu Open navigation Go to Reddit Home. This is a great place for beginner and advanced investors to share knowledge! I'm looking for a strategy to invest a large sum of money over 18 months. It does the same thing a CFP will do. 15 votes, 19 comments. but is the investment strategy of going for monthly high-paying dividends a good idea? Canadians interested in investing and looking at opportunities in the market besides being a potato. 28 votes, 65 comments. 92 worth of retail health care at the cash register on New Year's Eve. If you'd prefer a quick article, I've included our "How to invest tax" guide below. I am totally lost in terms of how to plan out the investment, so many articles/inputs. Reddit's revenue growth is driven by two primary streams: Check out our ProPicks platform to find out and take your investment strategy to the next level. My takeaways so far: Composer can handle automated investing strategies, with an emphasis on "investing" since the platform executes all trades at the end of each day. This includes beginner questions and portfolio help. I know that I shouldn’t put all of my money into crypto (10%< of my investing money) and that I should only put in what I can afford to lose. We offer screener tools to compare securities, articles that discuss investment strategies, or classes and webinars that cover topics of interest. But what is everyone thinking of investing in if we see those rates drop back down to 1 percent or something like that Get the Reddit app Scan this QR code to download the app now. It's a time frame during which different trading strategies can be used. So my grandfather graciously gave me 100k. Active managers want your money - our advice: keep it! How? Investing in broad-market low-cost indexes, diversified between equities and fixed income. To name a few. Wow I didn't know that. This isn’t how you make money in the market. I'm currently with Australian Super, recently changed over from BT a few months ago, and the investment strategy is set to Pre-mix which has a mix of 21perc Australian shares and 31perc international shares and the rest in a mix of other things such as property, Those 40 and over should consider age or age-10 in bonds as their investment horizon is shorter. Sleep, Nick; Zakaria, Qais - The Full Collection of the Nomad Investment Partnership Letters to Partners 2001-2014 Sokolowska, Ewelina - The Principles of Alternative Investments Management [2016] Stefanini, Filippo - Investment Strategies of Hedge Funds [2006] Stokes, Eric - Market Neutral Investing [2004] I’m currently in high school and looking for different investing strategies for crypto. The problem is your simple “strategy” relies on the market to tell you what is a bull/bear market and what is/isn’t a recession. Content and moderation are meant to center Black men while prioritizing community safety and promoting respectful discussions among Black men and Black women on Reddit. This is a great place for beginner and advanced investors to share knowledge! Reddit; How to Start Investing: A Beginner’s Guide . I'm a young guy who wants to get started with dividend investing. 90% in SP500 index fund and 10% high graded bond fund. My ex bf advised me to change my super (from BT to Hostplus) and maxed the investment to a high risk option because I’m still pretty young. I am in a diversified S&P 500 ETF but I still have to be ok with seeing my What’s a good investment strategy to fund a house down payment in 5-6 years? I currently have ~$10K in a brokerage account and have the ability to continue contributing an additional $5-10K per year going forward. My investments are based on ETF's of whatever sector I want to invest in but I try to pick the best performers, an all star team if you will. sell when SPX crosses below some moving average). They will happen, and they will pass, and they will happen again. News Investing Back Investing Getting Started Best Investing An investor on Reddit used this simple dividend strategy to build a whopping portfolio of $2. ) You’ll see a proposed investment strategy, tailored to your goals. You should also look through the wiki on this sub Reddit. I've been actively investing since 2009, and I've usually had good returns with 2013 being an exception, and a blip in 2018. Doing an auto investment Spx style won’t earn interest, but there is a decent probability you will have more 5 years from now than you have today, and a better than 50/50 chance your returns will beat that of hysa. FI/RE (Financial Independence / Retiring Early) is a money strategy that's sweeping the nation. When investing in real estate, there are different ways to make money. All-in-one portfolios are designed for people with limited investment experience. What are good short term investing strategies when interest rates go down? I know MMF are great right now as well as CD's, bonds, Bills etc. Our goal is to help Redditors get answers to questions about Fidelity products and services, money movement, transfers, trading and more. Please report spam, especially if a user consistently only promotes a single low-traffic website. Monetization Strategies. Basically the full monte. When we talk about investment strategies, most people recommend investing in an index fund or Strategy is for 6 months, to be revisited at the end of 6months and readjusted. Yeah, it could drop tomorrow and then your strategy would pay off. 9 million members, this subreddit is known for its high-risk, high-reward investment strategies, bold market moves, and a healthy dose of humor. Is this a viable investment strategy? Could be. Funded with $1000 and looking forward to buy snp500 for a hold and see for a yar plus keep investing $1000/month into same account. your timeline, whether you’re investing for retirement or something else, how much you can deposit initially/every month, your risk tolerance from 1–10. Scottish mortgage and bailie Gifford American have performed well for me but I am currently only making around 5% for the year Investing in stocks is a long-term game - the saying is “time in the market is more important than timing the market. I want to start investing and saving for my future so I don't have to worry about money. Pick the speculative offerings that at least meet the historical rate of retail health bill inflation lest your $1 shifted into the scheme today buy at best $. ” That is, you should not be trying to identify individual stocks which are going to go up in the short term - you should instead be investing broadly across the whole market and letting that money grow as the market grows over time. You can't time the market. XOM - Carbon Capture technology CVX - Green energy grid level storage technology. The Intelligent Investor by Benjamin Graham. The space for Black men on Reddit. I am exploring dividend investing and I'm curious if there's a downside to my personal strategy. Please note that as a topic focused subreddit we have higher posting standards than much of Reddit: 1) Please direct all advice requests and beginner questions to the stickied daily threads. short term investments (<2 years) should probably be in a high-yield savings account. I was taught to be a value investor, and You are correct that holding an S&P 500 index fund is an active investment strategy; the active part is outsourced by the index provider, which determines what is included and at what weighting. Look at companies that would have a greater demand in the future / riskier stocks you can allocate 1 - 5 percent of your investing money. NOT with income you need such as rent money. It’s been great uptill now. But trying to think through other options. I've already opened a HYSA, brokerage account, and ROTH IRA. stopped now. I was just wondering what’s everyone’s super investment allocation is and if I’m making the right choice? Thanks in advance. Here is a small sum up strategies that can be used : Cash flow investing : First of all, when people refer to “cash flow” it’s money that’s left over every month after paying ALL costs (incl. Minimal amount Direct stocks - around 17-18% which I will reduce in a year as I would go fully into MFs My strategy is - Welcome to FXGears. 5%. Try to backtest your new strategy if at all possible. Don't do RRSP. No one can predict when the next market drop will be with any reliability. By the time there is consensus, you’ve already lost the edge of getting in early. If you have no idea how a supply chain functions, avoid investing in VeChain (even if it's being shilled to death on Reddit at the moment just like XRB was last month). We are NOT in this for the short term gains (or losses) --- If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings. Hi everyone, I'm just wanting some general advice about my super and selecting the best investment option. The caveat for both these portfolios, as you seem to have understood already, is that they apply mostly to the US markets. My Roth IRA and HSA will remain 90% stock, 10% bonds for life so that their high-growth potential will remain tax free. Their approach revolves around low-cost index funds, diversification, and a disciplined philosophy focused on long-term growth and financial stability. Discussion is geared towards investment opportunities that Canadians have access to, including questions regarding individual companies, Sleep, Nick; Zakaria, Qais - The Full Collection of the Nomad Investment Partnership Letters to Partners 2001-2014 Sokolowska, Ewelina - The Principles of Alternative Investments Management [2016] Stefanini, Filippo - Investment Strategies of Hedge Funds [2006] Stokes, Eric - Market Neutral Investing [2004] The most advantageous investments for a Roth are things that generate a lot of income like REITs, dividend kings, or covered-call funds. This content may include information • Two common investment strategies for beginners include dollar-cost averaging and buy and hold. If you are new to the world of dividend investing and are seeking advice, brokerage information, recommendations, and more, please check out the Wiki here. VTI has had an inflation-adjusted ROI of 7% per year on average, What are good short term investing strategies when interest rates go down? I know MMF are great right now as well as CD's, bonds, Bills etc. Please note that as a topic focused subreddit we have higher posting standards than much of Reddit. I have been putting most of my investments into VUG as I feel I can be a little riskier now, but should I be spreading out my investments in different ETFs or just keep pumping money to VUG? Hi, welcome to r/investing. i have NO idea what to invest in, when i should pull out of investments, etc. Constructing a Investment Strategy. As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Fidelity – directly from Fidelity Associates. It will make you millions or billions. We rounded up a group of great advisors to help us explore five key investment strategies every aspiring trader should learn before entering the market. For context: I have a Roth, 401K through work, and some crypto (real crypto, not meme-coins), all of which are contributed to regularly, plus a That book backs its claims with historical data, which is rare in investment books. I am 19 grandparents handed over an account with 12. Since you're a young investor and dollar cost averaging you'll likely benefit the most from such an investing strategy. If we can keep that up, we might be able to retire in 20-25 years with a modest SWR of 3. Not all of my ETFs and individual stocks are related but the majority of my portfolio is. g, 5k worth to invest with BTC in let's say into an interest-earning platform and watch as it does its thing while earning interest! It doesn't matter if I lose this because I already built a foundation in step 1 and 2! Step 4: This is the peak of investment, and might take you years to Have stopped investing in both of them as I don't need this anymore but occasionally I invest in it just for the Quant house -15% Midcap (4-5%) - PGIM and Kotak emerging growth fund. Even if someone wanted to invest actively, I And every major oil company already has a strategy to accomplish this. "Dollar-cost averaging aims to avoid making the mistake of making one lump-sum investment that is poorly timed with regard to asset pricing. Here are a few points to consider based on your strategy: - Geographically diversify your portfolio in areas with growth potential. Would that be the best strategy?, deposit as much as I can to start then do the 2500 a year thing to get as much grant money as possible? Get (and give!) advice on investment portfolios and financial planning goals for retirement (401k, Roth, IRA, HSA) and taxable investing accounts, particularly stock and bond mutual funds and ETFs - learn tips for tax efficiency and other account optimization strategies. Skip to main content. My wife and I have TFSA's. Let us talk strategy and more. invest in yourself bro , build/learn skills that’ll produce a high income. Or check it out in the app stores &nbsp; &nbsp; TOPICS. 30% win rate strategy where each win is +10 and each loss is -4. . S&P500 investment strategy for beginners Question: I am a new investor, just got my account activated. /r/investingforbeginners is intended to Monetization Strategies. it seems so much % stock allocation not good for IRA, I did this as quick investment instead of money just sitting dormant there. There are all manner of illiquid investments offering yield, but almost all of them lock the investor up for a time. Should i invest using their strategy or i should balance on my own. Since you're new to investing, I pulled out the section for beginners to get you started. How does Reddit invest and what goals do you have? You have long term investing and you have short term investing. Build a baseline of financial security with the difference first, then use it to invest for your future. Investing is based on past performance and holding real assets. The worst return on investment will always be cracking packs. 6. Recently, I automated my investing strategy using Zerodha’s API & python. The entire landscape for all investment types, and capital gains realization (not just crypto) would have to be completely upended for this not to be Jack founded Vanguard and pioneered indexed mutual funds. 💲🏦💸💷💶💵💳💴 We created this community to have My husband and I will be making around 500K total and I read a reddit post where it is actually best to put pretax 401k and not do the Roth 401k. Jack founded Vanguard and pioneered indexed mutual funds. Invest and forget when it's about MFs, hold them for at least 7-10 years for maximum gains. Now since lump sum investing beats out DCA, I would assume just dropping 50k in the account and letting it grow for 17 ish years would be best. Reddit contains a wealth of personal investing stories and strategies. i want to start putting 1/4th of my weekly paycheck towards investing, but i truly want to know if it’s even worth it. If after 3 months the results matched your expectations you can consider investing real dollars. Yes, a Roth allows you to take out principal (today) but not the growth. Most the time the loss just gets triggered before another big jump and I sigh in Should i invest using their strategy or i should balance on my own. How do you diversify? What are your investments? Do you manage your own account? Let us all share that here. Here are some specific questions I have: Best Short-Term and Long-Term Hi, welcome to r/investing. By Michael Flannelly. However devil is in details - they usually have a lot of experience and know markets in and out with all its nuances, exceptions and interrelations. The plan you create will be your guide as to what products you should invest in and what you need to survive retirement. I invest into Parametric Direct Indexing. The fact is if you don't know what you're doing long term or short you'll probably lose money more often then you make it. Investing for beginners. A community for passive investors. My investment strategy is to time the market while at the same time DCA buying daily, weekly, Looking for a comprehensive list of money and investing subreddits on Reddit? What are some simple investment strategies for beginners? Some common investment strategies for beginners include buy and hold and dollar-cost averaging. I've been wondering about ETF's that pay dividends. Be happy with your entry. Theres a lot of scams out there, protect your private key. Strategy is a net loser of -10. BP - Green energy/offshore wind - storage and carbon capture. I have a small amount of money in my super but gonna sacrifice around 500 $ per week. His stellar return is a compounding rate of return in the past. Leveraging is an investing strategy that uses borrowed funds to buy options and futures to increase the impact of price movements. Today I wanted to show you one of the tools you can use to invest: the stochastic RSI. Third, put together an investing strategy by narrowing down the universe of stocks to a small corner of the business world that you hopefully know best and can commit to staying informed about and grow your acumen in. Some people trade very simple strategies very successfully. We have a range of well-known investment strategies, each taking into consideration different Should someone with a defined benefit pension invest, save, or what? Reddit Reddit is a great place to start when you're doing investing research and for One Redditor who shared their journey to a $2 million portfolio claims the secret This means, study deeply and thoroughly the industry you plan on investing in. Remember, this is a subreddit for genuine, high-quality discussion. -If you have some strategy and want exposure to its alpha as if you were fully invested, but not its beta, then you can short out the market beta with SPX futures. That's pretty odd though. I plan on investing it but i'm not sure how much I should keep in cash vs invest. The caveat to that is if you invest with a GP/sponsor doing deals, this IS actually passive investing and you can get exposure to Monetization Strategies. If I am, I’m sure Reddit will correct me. October 02, 2024 · 8 minute read. ) i dont struggle financially. 2) Important: We have strict political posting guidelines (described here In terms of ETFs, you should definitely invest in VTI (Vanguard Total Market Index Fund) and follow the Prime Directive on this wiki to determine what type of investment accounts (Roth/Traditional IRA, 401k, HSA) you should contribute the max to first before finally using a taxable brokerage account. e. For context: I have a Roth, 401K through work, and some crypto (real crypto, not meme-coins), all of which are contributed to regularly, plus a 6: Do not waste your time investing in Apple, Netflix, Amazon, or any other companies that you thought had great products/services. My objective is buy and hold for long term growth. g. Hello all! I hope you are well. r/ValueInvesting A chip A close button. By holding the S&P 500 you are making active investment decisions including: While I could setup automatic taxable investments, because my monthly expenses can vary based on savings goals, I'd rather keep it simple and just do a single transaction rather than automated contributions and then a manual "catch-up". If you are new here please take the time to review the rules and take special note of the following standards. I have seen a lot of people base their investment strategy on what Rakesh Jhunjhunwala or any of the other “star investors” have bought . fehcd pfspxck hnnfcf qkdy iggak afdtw bbkinvghw pniy vqwtrn kfh